State National Companies (SNC)

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State National has offered proven portfolio protection solutions for nearly half a century. As the nation’s premier portfolio protection specialist, we are the provider of choice for credit unions, banks, and finance companies nationwide.

Why State National is the clear leader when it comes to protecting your loan collateral: 

  • The undisputed industry leader: Portfolio protection is State National’s core product, and has been for over 50 years
  • Superior technology: The most advanced tracking and reporting system available, as well as AI-powered verification and claims payment tools
  • Less member noise: State National goes the extra step at every step to minimize unnecessary notices and placements
  • More money, delivered faster: Claims payments average 20% higher than competitors
  • Outstanding client satisfaction: Net Promoter Score (NPS) of +86 — more than double the industry average


  1. How does your portfolio protection program measure up? Download The Ultimate CPI Checklist for Credit Unions to see 101 features and benefits you should expect from your provider.
  2. Self-insurance vs. Blanket vs. CPI: See which is right for your credit union in this comprehensive whitepaper
  3. Discover how Icon Credit Union in Boise, Idaho, and MAX Credit Union in Montgomery, Alabama, increased efficiency, reduced expenses, and boosted customer service by switching to State National.

Contact us today!

Learn more by visiting or contacting Heather Clyde, Content Marketing Manager at or calling, 817.265.2000 Ext. 1193.

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